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No, not much truth in your generalisations. The U.K. folk in the bus queue are thinking- "where did the money come from in order to buy such a ludicrously expensive car?" That shows a concern for decent social morals and conscience. The U.S. folk, as you point out, are just thinking about getting one too. That shows a self-indulgent concern based on materialism and greed. More truth in this generalisation- don`t you think?