5th Sep 2019, 19:51
I have had Hagerty too for years. They even insure collector boats and even my garage memorabilia. You cannot insure a daily driver. It has to be to shows, car parades with mileage restrictions around 2,000 miles a year tops. Usually not a problem at all. Mine do shows. Upside is agreed value, not depreciated like regular daily drivers are with regular insurance. So if you have a $75k car under collector insurance, you get $75k if totaled or stolen. Not current trade in value like regular cars. You also need to have car pics sent in all sides and have a locked home garage. Antiquing a car is not for everyone, but it is a great deal if you can abide by their limitations of use.
23rd Sep 2007, 05:19
My first Brougham was a 1986. I bought it with 99,000 miles and sold it with 155,000. Never had to do any major repairs, and I promised myself I was going to get another. Well I have owned three more since.
A 1990 which I sold to a gentleman in Chicago (I live near Philadelphia), a 1988 with the D'Elegance package which I sold to a neighborhood couple, and a 1992 which I bought near Rochester N.Y.
The '86, '88,and,'90 all had the reliable, but underpowered 307 Olds V8. The '92 has the 305 Chevy fuel injected, and it feels like a totally different car. It is much faster than the carburated engine (I think I'll keep this one for myself, IT HAS ONLY 36,000 miles).
I have owned a Honda, Nissan, BMW (740iL) and Ford and Chevy vans. The Cadillac Brougham is the best car for the money. I drove the '86 through snow that was high enough to stop buses and tractor trailers, but that baby kept on going.
If car insurance was not an issue, I would buy two or three for myself.